RBI Circular : RPCD.CO.RF.BC.No.44/07.40.06/2009-10
It has been clarified that as Co-operative Banks fall under credit institutions as defined in sub-section (f) of Section 2 of the Act, they would be required to take membership of at least one credit information company and provide credit data (positive as well as negative) to the credit information company in the format prescribed by the credit information company.
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